Secure Payment Policy

1. Security Commitment and Technical Protection

At SevernLighting, we understand that security is essential to your online shopping experience. We are committed to maintaining a safe, reliable, and fully protected payment environment for all customers.

Full Encryption Protection (SSL/TLS):
Our website uses industry-standard SSL/TLS encryption technology to protect all data transmitted between your device and our servers. This ensures that any personal or payment information you provide such as your name, address, or credit card details is fully encrypted and cannot be accessed or intercepted by unauthorized third parties.

Data Protection and Privacy:
Your personal information is collected, stored, and processed in strict accordance with our Privacy Policy. We comply with applicable data protection regulations and maintain robust internal security controls to safeguard your information at all times.

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2. Secure Payment and Processing

To provide a seamless and secure checkout experience, SevernLighting supports multiple trusted and certified payment options.

Accepted Payment Methods:
We accept major credit and debit cards, including:

• PayPal

• VISA

• MasterCard

• American Express

• Discover

• JCB

• Diners Club International

Secure Transaction Processing:
All payments are processed through professional third-party payment gateways that comply with PCI DSS (Payment Card Industry Data Security Standard) and international financial security regulations. SevernLighting does not store or have direct access to your full payment information.

Every transaction is verified and encrypted to ensure confidentiality, integrity, and authenticity throughout the payment process.

3. No Storage of Payment Information

At SevernLighting, your financial security is our top priority. We never store, process, or retain your full credit or debit card details on our servers. All payments are handled through certified third-party payment processors that use advanced encryption and security protocols.

Payment Processing Platform – Oceanpayment

All credit and debit card transactions on SevernLighting.com are securely processed through Oceanpayment, a globally recognized payment service provider.
Oceanpayment is certified to PCI DSS Level 1, the highest international standard of payment data security, ensuring that every transaction is encrypted and monitored for potential fraud or misuse.

Your payment details are transmitted securely and processed within Oceanpayment’s encrypted environment SevernLighting does not have access to or store your card numbers or sensitive financial data.

PayPal Payments

For customers who choose PayPal, all transactions are protected by 256-bit SSL/TLS encryption technology. In addition, PayPal’s Buyer Protection Program offers an extra layer of security, covering eligible purchases in the event of unauthorized transactions or disputes.